1. Overseas emergency medical assistance
24 hour cover for medical evacuations, ambulances, funeral arrangements and more.

2. Overseas emergency medical and hospital costs
If you need to go to hospital suddenly because of injury or illness you’re covered for hospital stays, surgery, and emergency dental treatment.

3. Accommodation and travel expenses
If you’re sick or injured and can’t get home, travel insurance will cover your unforeseen additional accommodation and travel costs.

4. Family emergency
You’re covered for your unexpected travel expenses if a close relative, or the person you’re travelling with dies unexpectedly, or is disabled or injured and needs to be hospitalised.* Find out more about family emergencies here.

5. Hospital cash allowance
An amount you’ll be given per day if you’re hospitalised for more than 2 days overseas. *

6. Accidental death
If you die within 12 months of your trip because of an injury you experienced during your holiday, a death payment is offered.

7. Permanent disability
If you lose your sight, or any of your limbs while on holiday, a disability payment will be paid to you for at least 12 months after you return home.

8. Loss of income
If you're injured during your trip and can no longer work, you’ll be paid a loss of income benefit for a set period of time.